Terms and Conditions

Last updated: August 24, 2024

IMPORTANT — B2B ONLY. These Terms govern all sales of digital activation keys (“Keys”) by Summanus Ltd LC (“Company,” “we,” “us”) to business customers (“Customer”). By placing an order, Customer accepts these Terms.

1. Scope & Order of Precedence

1.1 These Terms apply to all quotations, orders, and invoices.
1.2 If there is a signed master agreement, it prevails; otherwise, these Terms govern. Customer terms on POs or portals are rejected unless expressly accepted in writing by Company.

2. Account, KYB/KYC & Eligibility

2.1 B2B only: Customer must be a duly formed entity acting in the course of business.
2.2 Prior to activation, we may require KYB/KYC (corporate docs, UBO IDs, proof of address) and sanctions/PEP screening.
2.3 We may refuse, suspend, or terminate accounts that fail verification or present elevated risk.

3. Products & License

3.1 We supply digital activation keys for software and video games. Keys enable license activation with the relevant platform (e.g., Steam, Xbox, PlayStation).
3.2 All intellectual property and licensing rights remain with the publisher/platform. Customer receives no IP rights to content or brands.
3.3 Region/Platform Locks. Customer is responsible for ordering Keys compatible with end-user region, platform, and device.

4. Ordering, Pricing & Taxes

4.1 Orders are placed via our portal/API or by written quotation and acceptance.
4.2 Prices are exclusive of taxes, duties, and fees. Customer is responsible for VAT/GST/sales tax and import duties where applicable.
4.3 We may adjust pricing up to acceptance; accepted orders are price-fixed unless stated otherwise.

5. Payment & Chargebacks

5.1 Payment terms are specified in the invoice/portal. We may require prepayment or deposit.
5.2 Chargebacks for duly delivered Keys constitute material breach. We may suspend fulfillment and report suspected fraud.

6. Delivery of Keys

6.1 Delivery is digital via portal/API/email after payment/credit approval and any required KYC clearance.
6.2 Risk of loss passes upon our confirmation of delivery to Customer’s account/API/webhook.
6.3 We may throttle or batch deliveries to mitigate fraud.

7. Inspection, Invalid Keys & RMA

7.1 Customer must test Keys within 72 hours of delivery.
7.2 We will replace or credit Keys proven invalid due to our source or technical error, provided Customer supplies logs and screenshots of first activation attempt and has not exposed Keys publicly.
7.3 We are not responsible for: (a) region/platform mismatch; (b) publisher/platform suspensions unrelated to our delivery; (c) resale policy violations by Customer; (d) Keys exposed, shared, or sold prior to testing; (e) end-user misuse.
7.4 Refunds are otherwise unavailable for digital goods once delivered, except where required by law.

8. Compliance & Prohibited Uses

8.1 Customer must comply with publisher terms, platform T&Cs, and applicable laws including sanctions/export controls.
8.2 Prohibited: sales to embargoed or comprehensively sanctioned jurisdictions; end-use in weapons development; money-laundering or fraud; or circumvention of technical restrictions.
8.3 We may geo-block or deny orders to higher-risk regions, entities, or activities.

9. Warranties & Disclaimers

9.1 We warrant we have the right to supply the Keys.
9.2 EXCEPT AS SET OUT ABOVE, THE KEYS AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF MERCHANTABILITY, FITNESS, OR NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

10. Limitation of Liability

10.1 NEITHER PARTY IS LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES.
10.2 Our aggregate liability for a claim is limited to the amount paid for the affected order in the 12 months preceding the claim.

11. Indemnity

Customer will indemnify and hold us harmless from third-party claims arising from Customer’s resale, marketing, or misuse of Keys, except to the extent caused by our breach.

12. Confidentiality

Commercial terms, portal/API documentation, and non-public data are Confidential Information. Each party will protect confidentiality for 5 years (trade secrets indefinitely).

13. Data Protection

We process personal data per our Privacy Policy and act as independent controllers for our own KYC/anti-fraud purposes.

14. Force Majeure

Neither party is liable for delays caused by events beyond reasonable control (e.g., platform outages, regulatory actions, cyberattacks).

15. Termination & Suspension

We may suspend/terminate deliveries for non-payment, KYC failure, or suspected fraud/AML concerns.

16. Governing Law, Venue & Disputes

This Agreement is governed by the laws of Wyoming, USA excluding conflict rules. Exclusive venue: summanus.net. The U.N. CISG does not apply.

17. Notices

Legal notices to Summanus Ltd LC at: 1021 E Lincolnway, Cheyenne, Wyoming 82801 and legal@summanus.net. Customer notices to the admin email on file.

18. Entire Agreement & Changes

These Terms plus any accepted order constitute the entire agreement. We may update these Terms by posting a new version with an effective date; changes apply prospectively.

Last updated: June 21, 2025

This Policy explains how Summanus Ltd LC (“we”) processes personal data when operating our B2B wholesale portal and compliance functions.

1. Controller & Contacts

Controller: Summanus Ltd LC, 1021 E Lincolnway, Cheyenne, Wyoming 82001
Data Protection/Privacy: privacy@summanus.net | Compliance: compliance@summanus.net.

2. Scope

This Policy covers visitors, prospective and active business customers, suppliers, and their representatives. We do not target children.

3. Data We Collect

• Identity & KYB/KYC: company name, registration no., tax IDs, UBO/authorized signatory IDs (name, DOB, nationality, document numbers), proof of address.

• Contact: work email, phone, role.

• Account & Usage: login, 2FA, IP/device, audit logs.

• Transactions & Risk: orders, invoices, payment confirmations, fraud indicators.

• Cookies/Telemetry: essential cookies, analytics (aggregate), and security logs.

4. Sources

From you; your employer; public/company registries; credit bureaus; sanctions/PEP databases; fraud-prevention vendors.

5. Purposes & Legal Bases (GDPR/UK GDPR)

• Provide services & fulfill contracts (Art. 6(1)(b)).

• KYC/AML, sanctions, fraud prevention (legal obligation Art. 6(1)(c); legitimate interests Art. 6(1)(f)).

• Security & service improvement (legitimate interests).

• Marketing to business contacts (legitimate interests; opt-out anytime).

6. Sharing

With: payment processors; KYC/AML vendors; hosting and security providers; professional advisors; group companies; authorities where required by law. We do not sell personal data.

7. International Transfers

Where we transfer data outside your region, we use appropriate safeguards (e.g., SCCs and risk assessments).

8. Retention

KYC/AML and transaction records kept 5–10 years (per law). Account and contract records kept while you are a customer and as needed for claims. We minimize retention for other data.

9. Your Rights

Access, rectification, erasure, restriction, portability, and objection (including to marketing). Exercise via privacy@summanus.net. You may also complain to your supervisory authority.

10. Cookies

We use essential cookies for authentication and basket/session. Analytics cookies are opt-in. See our Cookie Policy for details.

11. Security

We employ access controls, encryption in transit, 2FA, logging, and vendor due-diligence. No method is 100% secure.

12. California Privacy (CPRA)

We are a service provider/business with respect to B2B contacts. We do not sell/share personal information for cross-context advertising. California residents can exercise rights via the channels above.

13. Changes

We may update this Policy and will note the effective date above.

Privacy Policy

Terms of Sale (Digital Game Keys)